You’ve probably heard about a Personal Contract Plan – or PCP – but might not be sure exactly what it entails. Well, its very easy. Once you have selected the perfect vehicle for you, you pay a minimum of 10 per cent of the purchase price with cash, trade-in or a combination of both and pay the fixed monthly amount over three years.
PCP is a great way to get the car you want and gives you a clear plan for your driving future, safe in the knowledge that you don’t have to worry about depreciation as you have a guaranteed future value of your vehicle – plus you can get a brand new car in three years time.
A guaranteed future value is set for your car and a fixed monthly payment is arranged and paid over three years.
Yes, after three years you can decide to return the car to us with no further repayment, buy the car out or part exchange your car for a brand new one.
Once you’ve chosen the perfect vehicle for you, and you are sure this is the car you want to own outright, then Hire Purchase could be the finance solution for you. You pay a deposit, depending on the car model you choose and spilt the remaining price into monthly payments over one to five years.
Once you make the final payment, the car is all yours.
You do not own the car until the final payment is made.
Yes you can pay the remaining balance owed before the three or five year term is complete.
At Connolly's we want to ensure you get the most out of your vehicle, that's why we offer a safe and reliable protection plans for your new car.
Guaranteed Auto Protection
Reimburse a car owner when the payment for a total loss is less than the outstanding load or lease balance
Cosmetic Repair Insurance
Covers you for superficial damage to your vehicle, paying out to fix things like scratches and dents without jeopardising your no claims bonus
This is an extended insurance policy on your vehicle, to protect you from unforeseen repairs for an agreed upon period of time and kilometres
Supagard paint and fabric protection protection products are guaranteed to maintain your cars appearance for a minimum of three years
Applying for finance could not be easier with Connolly Motor Group. Simply fill in our Finance Enquiry Form below and one of our specialist business managers from our branches in Ballina, Sligo, Galway or Letterkenny will contact you to discuss your options.